Emergency Budget While Job Hunting

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Dec 12, 2025Dec 27, 2025

Create a lean budget to extend your runway during your job search

👇 Copy this prompt and paste it into ChatGPT, Claude, or any AI chatbot

I was just laid off and need to create an emergency budget to stretch my savings during my job search.

Ask me about my financial situation - previous income, current savings, any severance, monthly expenses, debts, and dependents. Then help me:

1. Calculate my "runway" - how many months I can survive without income
2. Identify expenses I can cut immediately vs. things I should keep (like gym for mental health)
3. Create a weekly spending limit I can actually stick to
4. Prioritize which bills to pay first if money gets tight
5. Suggest side income options that won't derail my job search
6. Determine when I should start worrying and take a "survival job"

Be realistic but not alarmist. I need a clear plan, not more anxiety.

Financial stress can derail your job search focus. This prompt helps you get clarity on your financial runway so you can search strategically rather than desperately.

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